Payment security is more than a priority, it’s a strategic imperative

To protect transactions and strengthen user confidence

CCS12 has redesigned bank authentication to offer maximum protection against fraud. We provide absolute authentication for all banking transactions. Our patented Cardan grid and QR Code technologies offer next-generation banking security.

The Cardan Grid

Safety redefined

Cardan’s patented Grid enhances the security of your online payments by revealing only the authentication digits defined by your bank. These digits are transmitted with the PIN code when the card is received, and can also be consulted via the banking application.

Enhanced security

Sensitive information is protected against fraud and theft.

Ease of use

No additional hardware, intuitive technology for every user.

Traceability

Each authentication is uniquely linked to the user and his or her card. Nothing is left to chance.

The QR Code: Secure every transaction in seconds

The CCS12 QR Code offers absolute authentication of your payments. With every transaction, you simply scan your card’s unique QR Code with your smartphone to confirm that it’s really you making the purchase.

The ultimate authentication solution for new threats

CCS12 raises cybersecurity to a new standard, with patented technology designed to counter emerging threats such as phishing, deepfakes, SIM swapping and AI-generated identity theft.

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Regulatory compliance

Secure your payments with a solution that complies with the latest regulations.

Simplicity

Enjoy uncomplicated banking security with minimum effort on your part.

Enhanced protection

Protect your transactions against the latest frauds with absolute authentication.

Why choose CCS12?

With CCS12, every transaction is unique, secure and environmentally friendly. Benefit from an intuitive, reliable and standards-compliant protection system for worry-free online and in-store payments.

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Optimum security against fraud, both online and in-store.

Technology patented and validated by industry giants such as Visa and Mastercard.

Simplicity of use: a frictionless user experience, for flawless security.

Sustainability: A commitment to the future, with environmentally-friendly technology.

Frequently asked questions

CCS12 uses a combination of technologies: a Cardan grid, which masks certain sensitive digits on your card, and an anti-phishing QR Code to validate each purchase. This double authentication prevents fraud attempts and ensures that only the authorized person can validate the transaction.

Thanks to a simplified authentication process, your users can validate their payments securely in a single gesture: by scanning a QR Code. There’s no complexity, and no sensitive information is stored or shared. Validation is instantaneous and secure, ensuring a seamless experience.

  • Cost savings: By reducing the costs of insurance and anti-fraud systems, CCS12 can help you make substantial savings.
  • Compliance: CCS12 complies with DSP2/DSP3 standards, enabling you to anticipate future regulations.
  • Improved customer satisfaction: By offering an ultra-secure payment solution, you boost customer confidence, which in turn can help increase transaction volumes.

Absolutely. Our solution is designed for seamless integration with your existing systems. You don’t need to modify your current payment processes. The interface is intuitive and integration takes just a few minutes.
We support you throughout the implementation process.

CCS12 uses a unique QR Code for each transaction to prevent phishing attacks.
https://www.banque-france.fr/fr/publications-et-statistiques/publications/rapport-de-lobservatoire-de-la-securite-des-moyens-de-paiement-2023
This code is linked directly to your transaction and validates your identity using the banking application. So even if a fraudster tries to intercept your information, he won’t be able to complete a transaction without proper authentication.

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Ready to eliminate bank fraud?

CCS12 helps you secure all your financial transactions.
Security has never been easier or more effective.